Today we're going to talk about pensions. In which countries are the largest pensions, whose residents can retire without fear that the earned for a lifetime they will not even have enough for pills?
So, let's get started. In which states are pensions the highest?
5th place: Switzerland
Perhaps the secret of this country's well-being lies in a peace-loving foreign policy and neutral status: the last case of invasion of foreigners in the country occurred more than two centuries ago - during the time of Napoleon. Since then, Europe has been burning in the fire of revolutions and world wars, and the humble inhabitants of the cantons know their rich.
At the moment, the Swiss are a little more than eight million, which gives a colossal level of GDP per capita - more than 73 thousand US dollars. According to the index of happy countries, this high-altitude state occupies the third line after the Finns and Danes.
And what about the situation with pension funds?
Every month, an elderly Swiss can count on the amount from 1200 to 2450 francs The median level is 1800 francs. Taking into account the average salary of 6300 francs, this is not so much, but it will be enough for a confident old age. Especially if part of the money is transferred to a non-state savings fund.
4th place: Austria
But the Austrians fought in the Napoleonic and both world wars, not to mention the cloud of revolutions and coups. Each time they were on the side of the loser, but somehow the country crept to fourth place in our rankings.
The occupation and the Anschluss had a terrible impact, but the negative consequences were overcome, and today the republic is among the advanced states in terms of social services and pensions. With an average salary of 3000-3500 euros and GDP per capita, which almost reaches 60 thousand, the average pension fluctuates around 2000-2200 US dollars.
Despite all that the inhabitants of this country have undergone in the last century, the solidarity pension system allows the retirement Austrians to be expelled much more than the government of the only currently existing confederation can afford. And people are happy (although the ranking only puts Austria on the 19th line).
3rd place: United Arab Emirates
The level of well-being of this Middle Eastern Gulf country is legendary. In less than thirty years, in the center of the fiery desert, local rulers, relying on rich oil fields, managed to build a branch of paradise on Earth. Sheikhs regularly invest money in social and economic development. This is one of the most politically and economically stable states, where citizens have access to the share of the proceeds from the oil and other natural resources of money.
As for the average pension, its level in the country fluctuates around $ 3,000 with salaries one and a half times more. Co-financing of pension capital is engaged in the treasury and trust, venture funds.
2nd place: Kuwait
Another state under the banner of the Prophet, which turned out to be able to provide its inhabitants with a quite decent level of being at the expense of super profits from oil production. Of course, monarchs do not offend themselves, but are ready to share with citizens, which creates phenomenally stable ties and institutions. Maybe our officials and politicians from the Putin administration should go there for an internship? The idea is good, especially since they cut hands for corruption and theft under Sharia law. The administration will be good!
The average pension is at a similar level to the Emirates, but they retire at 55 and 50 years old with a median salary of $ 29 per hour.
1st place: Denmark
The Danish state rightfully claims the status of the most comfortable for life and well-theted old age of the area. This Scandinavian country is not spoiled by minerals, there is a very harsh climate, but the inhabitants are happy (11th line in the corresponding rating). Wars did not spare the kingdom: the country managed to maintain neutrality only in the First World War, and then the Nazi occupation followed.
Nevertheless, with a salary of 5300 euros, the Danes today have about 3000 euros of pensions - and this is not the limit: co-financing and other options for increasing benefits are possible.
Conclusion
It's a strange thing: of the five best states in the pension plan, three received current opportunities due to the high level of development of civil society, economic factors and the perfection of institutions, and two more - at the expense of oil rents.
So you can approach the question of the human condition and state support from two sides, but the meaning is the same: it is necessary to invest in economic development. The resource potential of any country is not unlimited, and realizing this, European governments are increasingly moving to the practices of energy saving and green economy, replacing the oil industry with solar energy and wind turbines.
Therefore, the same Kuwait, Saudi Arabia and the Emirates are actively investing raw materials "rent" in the main resource of the future - people. After all, in a developed state, most of the revenue items of the budget are formed by the tax base of personal, not corporate taxes, not to mention customs duties.
